Free property investment calculators for Dubai and the UAE
Calculators for rental yield, buying costs, mortgages and the Golden Visa, built for Dubai, Abu Dhabi and Ras Al Khaimah.
By Taha Munir Wavdiwala, RERA-licensed real estate consultant
Updated 7 October 2026
Plan your purchase with real numbers
Use these free tools to test a property before you buy. Each one ends with the option to send me your numbers for a personalised analysis.
Rental yield calculator
Work out gross and net rental yield after service charges, vacancy and management.
Open the rental yield calculatorFree toolBuying costs calculator
See every fee for Dubai, Abu Dhabi and Ras Al Khaimah, from the land department fee to the mortgage.
Open the buying costs calculatorFree toolMortgage calculator
Monthly payments, maximum loan and upfront cash for UAE residents, nationals and non-residents.
Open the mortgage calculatorFree toolGolden Visa eligibility checker
Check whether your property qualifies for the 10-year UAE Golden Visa.
Open the golden visa eligibility checkerWhich tool should I use?
- Comparing investment properties? Start with the rental yield calculator.
- Budgeting for a purchase? The buying costs calculator shows every fee on top of the price.
- Planning to borrow? The mortgage calculator shows your monthly payment and the cash you need upfront.
- Thinking about residency? The Golden Visa checker tells you whether your property qualifies.
For market data behind the numbers, see my area guides and the villa supply report.
Why use these calculators?
Buying property in the UAE involves more numbers than most buyers expect: land department fees, agency commission, service charges, mortgage limits and visa thresholds. Listings rarely show the full picture. These tools are built around the actual rules and fees for Dubai, Abu Dhabi and Ras Al Khaimah, so you can test a property in minutes before you commit.
Built on current UAE rules
- Buying costs use the Dubai Land Department's 4% fee, Abu Dhabi's 2% registration fee and the standard trustee, mortgage and bank fees.
- Mortgage limits follow the UAE Central Bank's loan-to-value rules for residents, nationals and non-residents, the 25-year maximum term and the 50% debt limit.
- Rental yields are benchmarked against Property Monitor data for Dubai's main communities.
- The Golden Visa checker applies the AED 2 million property rule, including off-plan, mortgaged and jointly owned property.
How to use them together
- Shortlist an area using my area guides, which compare prices and yields across 22 communities.
- Check the return on a specific property with the rental yield calculator.
- Work out your budget with the buying costs calculator and the mortgage calculator.
- Check residency with the Golden Visa checker if you're buying from AED 2 million.
- Send me your numbers from any tool for a free, personalised analysis.
Frequently asked questions
Are these property calculators free?
Yes. All the tools are free to use, with no sign-up. You can choose to send your results for a personalised analysis.
Do the calculators work for Abu Dhabi and Ras Al Khaimah?
Yes. The buying costs calculator covers Dubai, Abu Dhabi and Ras Al Khaimah, and the mortgage and Golden Visa tools apply UAE-wide rules.
How accurate are the results?
They use published fees and rules, but they are estimates. Fees, bank policies and visa rules can change, so confirm the exact figures before you commit.
These tools give estimates for guidance only and are not financial, legal or mortgage advice. Fees, bank policies and visa rules change, so please confirm before you commit.